FORTIVO FINANCIAL COMPLETE LEGAL & COMPANY DOCUMENTATION
Last updated on November 28, 2025
Welcome to Landerx ("we" or "us"). This Privacy Policy is designed to help you understand how we collect, use, disclose, and safeguard your personal information when you use our website and related services.
1. Information We Collect
2. How We Use Your Information
3. Sharing Your Information
4. Cookies and Similar Technologies
5. Your Choices
6. Security
7. Children's Privacy
8. Changes to This Privacy Policy
9. Contact Us
1. About Fortivo Financial
Fortivo Financial is a registered Canadian business focused on providing high‑quality financial education, personal finance training, and literacy tools that empower individuals to make informed financial decisions.
We do not manage client funds, offer personalized investment advice, or provide brokerage services.
Our mission is to deliver clear, accessible, and practical financial knowledge that supports personal growth, financial confidence, and long‑term success.
2.1 Nature of Service
Fortivo Financial provides educational content only, including lessons, training, guides, and digital programs.
Nothing provided by Fortivo Financial should be interpreted as:
personalized financial advice
investment recommendations
trading signals
portfolio management
professional financial, legal, or tax services
All information is for educational purposes only.
2.2 User Responsibilities
When using our services, users agree to:
engage respectfully with staff and community members
refrain from sharing copyrighted or paid content
not misuse, resell, or republish Fortivo materials
comply with applicable laws and regulations
use the platform for legitimate, educational purposes
2.3 Intellectual Property
All Fortivo Financial content, materials, methods, text, video, digital assets, and branding are the sole property of the Company.
Users may not reproduce, distribute, or resell any material without permission.
2.4 No Guarantees
We do not guarantee:
financial outcomes
investment results
income or earnings
improvement in personal financial performance
Education provides tools — individual results depend on your actions and decisions.
2.5 Account Restrictions
We reserve the right to suspend or remove any account involved in:
harassment
community rule violations
content piracy
fraudulent activity
4. Refund Policy
Fortivo Financial is committed to customer satisfaction.
Users may request a refund if they feel they did not receive value or did not benefit from the educational content — as long as the request is made within our stated refund window (varies by product/program).
Refunds are processed fairly and in good faith.
Refunds may be denied if:
the content was consumed entirely
the user violated terms
fraudulent refund behavior is detected
4. Refund Policy
Fortivo Financial is committed to customer satisfaction.
Users may request a refund if they feel they did not receive value or did not benefit from the educational content — as long as the request is made within our stated refund window (varies by product/program).
Refunds are processed fairly and in good faith.
Refunds may be denied if:
the content was consumed entirely
the user violated terms
fraudulent refund behavior is detected
5. Risk Disclaimer
All financial topics involve uncertainty.
Fortivo Financial does not guarantee financial success, earnings, or investment outcomes.
Users are responsible for decisions made using the information provided.
By using our services, you acknowledge:
you understand the risks associated with financial decisions
Fortivo Financial is not liable for losses, financial damages, or decisions made based on educational content
6. Cookie Policy
We use cookies and similar technologies to improve user experience and platform performance.
Cookies may be used for:
analytics
website functionality
security
remembering user preferences
Users may disable cookies in their browser settings, but some features may not function properly.
7. Short Terms of Use (Customer-Friendly Summary)
Fortivo provides education, not financial advice.
Results vary — we do not guarantee profits or earnings.
Be respectful and follow community rules.
Don’t share our content publicly or privately.
Fraud, abuse, or misuse leads to removal.
Refunds are available if no value was received.
Use your own judgment when applying financial concepts.
8. Compliance Transparency Statement
Fortivo Financial operates as a financial education provider.
We are not a:
financial advisor
investment manager
brokerage
trading service
signal provider
We do not execute trades, manage capital, or provide individualized investment instructions.
Our role is educational only, fully aligned with industry-compliant standards.
9. Community Guidelines (Optional, but recommended)
If you run a Discord/Telegram/WhatsApp community:
Members must:
respect staff and other users
avoid spam, harassment, scams, or abusive behavior
avoid sharing paid material
not impersonate staff
keep discussions constructive